SANTANDER PURCHASE FINANCE
Santander Purchase Finance is a card-free finance product with which you can make purchases with suitable monthly installments, both small and larger ones. Purchase Finance gives you the opportunity to stagger your costs by splitting a larger one-time purchase into smaller installments.
Thanks to the fixed interest rate and monthly installment of Purchase Finance, you always know in advance what you pay for your purchase. You can finance your purchase either in full or just a part of it.
You can also take advantage of a top deal and pay for your purchase only after six months.
You can activate this campaign from this link: EPS 6KK
SANTANDER PURCHASE FINANCING - EPS 6 MONTHS
• A financing product without a card
• No collateral or guarantors required
• Loan amount: €300 - €40,000
• Opening fee: €0
• Fixed interest rate: 9.95%
• Processing fee: 0.3% of the financing amount (max. €12.50/month)
• First invoice is interest-free and fee-free
• Repayment period up to 15 years
• Monthly billing in equal installments
• The loan can be repaid early without additional costs
How to apply for financing?
Click the link below to open the application in a new browser window. You will need online banking credentials or a mobile ID for authentication. You will receive a credit decision quickly and can sign the agreement electronically. It is recommended to apply for a sufficiently large amount to cover the full price of your purchase. The final loan amount will be confirmed by the seller based on the actual purchase price. The application is non-binding and does not require a purchase.
Apply for purchase financing >> EPS 6 MONTHS
Example Calculation:
Example details for a one-time loan of €8,000 with a term of 125 months:
Monthly installment: €118.00 (installments 1-5: €0.00, installment 6: €39.17), including an interest rate of 9.95% (installments 1-6: 0.00%), loan establishment fee: €0.00, and a processing fee of €12.50/month (installments 1-6: €0.00/month).
Total credit costs: €6,081.07, total credit price: €14,081.07, and an effective annual interest rate of 12.74%. Financing is subject to an approved credit decision.
Service provided by Santander Consumer Finance Oy, Risto Rytin tie 33, 00570 Helsinki.
